I am a Tempe resident for 24 years, with my original roots from Huron, South Dakota, I specialize in Individual & Family Health Insurance, Medicare, Medicare Advantage Plans, Medicare Supplement, Medicare Prescription Drug Plans, Small Business Health Insurance, Life Insurance, Dental Insurance, Vision Insurance, Critical Illness Insurance, Disability Insurance, Accident Insurance, Long-Term Care Insurance, Wellness Products
Tuesday, July 29, 2025
I had to sign a Waiver!
Thursday, July 4, 2024
Happy Independence Day!
Wednesday, June 19, 2024
Your Toes: A Window to Your Health
Your toes, often overlooked, can reveal valuable insights into your health. They can be early indicators of various conditions, from infections to chronic diseases.
Key Signs Your Toes May Reveal:
- Concave Toenails: This could signal anemia, autoimmune disorders, or hypothyroidism.
- Tingling, Numbness, Burning: These sensations may point towards diabetes or other conditions affecting nerve function.
- Dark Vertical Bands or Spots: These could be melanoma, a serious form of skin cancer.

Toes with Dark Vertical Bands
- "Half-and-Half" or Washed-out Nails: This appearance might indicate kidney disease, liver disease, diabetes, or congestive heart failure.
- Painful, Inflamed Joints: This could be a sign of arthritis, including rheumatoid arthritis, osteoarthritis, psoriatic arthritis, or gout.

Toes with Arthritis
- Clubbed Toes: This may suggest lung disease or heart problems.
- Cold or Blue Toes: These could indicate poor circulation, potentially linked to heart disease or Raynaud's syndrome.
- Discolored Toenails: Yellowing or other discoloration may be a sign of diabetes, fungal infections, or underlying skin cancer.
- Thick Toenails: This might be caused by trauma or fungal infections.
- Fungus: This could be athlete's foot or a fungal toenail infection (onychomycosis).
What to Do:
If you notice any of these changes in your toes or toenails, consult with a doctor or podiatrist. Early detection and treatment can make a significant difference in managing many of these conditions.
Remember:
Your toes are not just appendages; they are valuable indicators of your overall health. Pay attention to any changes and seek professional advice for a proper diagnosis and treatment plan.
Original Source https://www.aarp.org/health/conditions-treatments/info-2023/what-toes-and-toenails-can-say-about-your-health.html?EXP=aarp_now-android3370000
Friday, June 14, 2024
Happy Flag Day 2024!
On June 14, 1777, the Continental Congress adopted the "Stars and Stripes" as the original American flag. The same flag was used when the Declaration of Independence was signed to give a flag for the entire country rather than each state having their own.
There have been a few notable changes to the flag since its original design in 1777 − namely the addition of 37 stars.
In 1916, President Woodrow Wilson issued a presidential proclamation that designated June 14 as Flag Day. On August 3, 1949, National Flag Day was officially established by an Act of Congress. Flag Day is not an official federal holiday. Title 36 of the United States Code, Subtitle I, Part A, CHAPTER 1, § 110 is the official statute on Flag Day; however, it is at the president's discretion to officially proclaim the observance.
Thursday, June 13, 2024
Explore affordable health insurance options tailored for freelancers and self-employed professionals. Take care of your well-being without breaking the bank. Contact me for a free consultation. #HealthInsurance #FreelancersProtection
Thursday, June 6, 2024
Thanks Blue Cross Blue Shield of Arizona and Arizona Diamondbacks for hosting a batting practice yesterday. It was a treat, and to have my daughter join in was a bonus!
Friday, May 24, 2024
Going on a Cruise?
"Michigan man who had seizure on Royal Caribbean cruise forced to pay $2500 bill before evacuating.
Full Story https://www.independent.co.uk/.../royal-caribbean-bill...ew.cfm?link_id=256242&personalized=y&header=y
Tuesday, May 21, 2024
Pet Nutrition and Safety
Wednesday, May 1, 2024
Happy National Skilled Trades Day
National Skilled Trades Day is observed annually on the first Wednesday in May.
While college degrees open up diverse career opportunities, skilled trades provide a focused path to specific work. Here’s the difference:
• College Degrees: A bachelor’s degree can lead to various careers. However, it often requires several years of study and significant financial investment. College graduates have broader options but may face student loan debt.
• Skilled Trades: These programs focus on practical skills. Whether you become an electrician, HVAC technician, or hairstylist, you’ll be well-prepared for your chosen field. Skilled trades offer stability and a quicker entry into the workforce.
In summary, both skilled trades and college degrees have their place. It’s essential to consider your interests, goals, and financial situation when making a decision. National Skilled Trades Day reminds us of the vital role these workers play in our society, and it encourages us to appreciate their contributions.
So, whether you’re tightening bolts, designing buildings, or caring for patients, know that your skills matter. Happy National Skilled Trades Day!
Look at the graph, great salary, and NOT spending $200,000 on 4 year degree. With many trades, you can also take part in a paid apprenticeship that lets you earn money while you learn on the job. According to statistics from the U.S. government, 92% of apprentices who complete their program retain employment and go on to earn an average annual salary of $72,000.
Get more info from the best advocate there is, Mike Rowe at https://mikeroweworks.org/
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